Credit Analysis

Seasonal Business

Lending to a Seasonal Business

What are the challenges in lending to a seasonal business?

Lending to a seasonal business brings with it challenges that a borrower that operates all year long doesn’t face. Whether lending to a hotel in a coastal summer hotspot …

income-statement-projections

Income Statement Projections

What do you need to consider when relying upon projections for a loan approval?

A lender engaged Abacus Credit Analytics to underwrite a loan for a new children’s therapeutic gymnasium. (We had to educate ourselves as to what exactly …