Providing lenders with objective, cogent and high-quality commercial loan underwriting and portfolio analysis services
Credit Analytics
Abacus
Complete independent reviews of your lending, underwriting, ALLL and related policies and procedures to ensure alignment with safe and sound lending practices.
Lending Policies + Procedures Review
Thorough analysis of the credit risks embedded within and emerging from your institution’s loan portfolio
Portfolio Credit
Risk Analysis
Ongoing monitoring of individual loans within your loan portfolio through a robust review of existing documentation, updated financials and credit file reviews
Loan
Review
Full-service underwriting of commercial loans including CRE loans and government guaranteed loans
Commercial
Loan Underwriting
what we do
Founded in 2015, Abacus Credit Analytics partners with Lenders to improve the commercial loan approval process and enhance a Lender’s understanding of the risks within their loan portfolios.
We provide our services in a professional manner to instill confidence in Lenders that they can rely upon our recommendations and guidance with a shared goal of understanding and managing risks within a defined risk profile.
The resultant partnership with Lenders is built for the long-term to address the ever changing landscape of credit risk.
Why partner with us?
dale owen | Founder & Principal Analyst
“Dale and Abacus have consistently provided our fund with high-quality underwriting services for over 5 years. We value their ability to manage deadlines and workflow to meet our customer’s expectations.”
“We asked Abacus to build out our CECL compliant ALLL model. They were a valuable resource in pushing a difficult task over the finish line.”
“Our relationship with Abacus resembles a teammate to teammate relationship. We can rely upon Abacus as a true partner to our bank. Dale is generous with his knowledge and insights and is always willing to help us unravel issues as they arise.”
Client Testimonials
Unlock the Secrets of Profit vs. Cash Flow
for cdfi leaders
What You'll Discover in This Exclusive Resource:
- Profit vs. Cash Flow Explained: Understand why a business with a healthy profit might still struggle to pay its bills.
- Key Financial Insights: Learn how cash flow timing impacts credit risk and loan repayment.
- Actionable Analysis: Discover why bank statements often reveal a borrower’s true financial health better than income statements alone.
- Best Practices for CDFIs: Explore strategies for mitigating cash flow challenges through loan structuring and technical assistance.
Ready to Make Smarter Lending Decisions?
Download the FREE guide and transform the way you approach underwriting and borrower support.
