Dale founded Abacus Credit Analytics in 2015 after spending 12 years in the commercial underwriting and credit risk analysis functions at a large regional bank.
He brings 20 years of underwriting and credit risk experience to his CDFI and community bank customers. His goal is to build long-term relationships with his customers through consistent underwriting, portfolio analysis reporting and other credit focused tasks.
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Dale
$250,000,000
20+
395+
2014
Underwritten
Years Experience
Loans Underwritten
year founded
The numbers
Unlock the Secrets of Profit vs. Cash Flow
for cdfi leaders
Even profitable businesses can face financial strain when it comes to paying suppliers, vendors, or loan payments. Why? The answer lies in the critical difference between profit and cash flow.
What You'll Discover in This Exclusive Resource:
What You'll Discover in This Exclusive Resource:
- Profit vs. Cash Flow Explained: Understand why a business with a healthy profit might still struggle to pay its bills.
- Key Financial Insights: Learn how cash flow timing impacts credit risk and loan repayment.
- Actionable Analysis: Discover why bank statements often reveal a borrower’s true financial health better than income statements alone.
- Best Practices for CDFIs: Explore strategies for mitigating cash flow challenges through loan structuring and technical assistance.
Why This Matters to You
Income statements alone don’t tell the full story. As a CDFI leader, you need a clear view of how cash flows in and out of your borrowers' businesses. With this resource, you’ll make more informed underwriting decisions with an enhanced understanding of profit vs cash flow.
Who Should Download This?
This guide is designed for:
CDFI underwriters
Executive directors
Lending teams
Financial decision-makers
Ready to Make Smarter Lending Decisions?
Download the FREE guide and transform the way you approach underwriting and borrower support.
