Complete independent reviews of your lending, underwriting, ALLL and related policies and procedures to ensure alignment with safe and sound lending practices.  

Lending Policies + Procedures Review

Thorough analysis of the credit risks embedded within and emerging from your institution’s loan portfolio

Portfolio Credit
Risk Analysis

Ongoing monitoring of individual loans within your loan portfolio through a robust review of existing documentation, updated financials and credit file reviews


Full-service underwriting of commercial loans including CRE loans and government guaranteed loans

Loan Underwriting

what we do

Founded in 2014, Abacus Credit Analytics partners with Lenders to improve the commercial loan approval process and enhance a Lender’s understanding of the risks within their loan portfolios.
We provide our services in a professional manner to instill confidence in Lenders that they can rely upon our recommendations and guidance with a shared goal of understanding and managing risks within a defined risk profile.
The resultant partnership with Lenders is built for the long-term to address the ever changing landscape of credit risk.

Why partner with us?

dale owen | Founder & Principal Analyst

“Dale and Abacus have consistently provided our fund with high-quality underwriting services for over 5 years. We value their ability to manage deadlines and workflow to meet our customer’s expectations.” 

“We asked Abacus to build out our CECL compliant ALLL model. They were a valuable resource in pushing a difficult task over the finish line.”

“Our relationship with Abacus resembles a teammate to teammate relationship. We can rely upon Abacus as a true partner to our bank. Dale is generous with his knowledge and insights and is always willing to help us unravel issues as they arise.”

Client Testimonials

Send it


Fill out the Form
to get in touch

Thank You! 

We'll be in Touch SOon.