Abacus Credit Analytics

Providing lenders with objective, cogent and high-quality commercial loan underwriting and portfolio analysis services.

Loan Underwriting
Leverage our commercial C&I and commercial real estate underwriting experience to enhance your credit approval memo process.
Document Review
Let us provide independent and objective review of approval documents for compliance with internal policies and sound underwriting practices.
Asset Quality Analysis
Use your loan portfolio data to unlock credit quality trends, identify embedded or emerging risks and identify negative trends.
Policies and Procedures
Assist lenders in creating policies and procedures designed to withstand effective challenge from internal and external parties.

Why Partner With Us ?

Founded in 2014, Abacus Credit Analytics partners with Lenders to improve the commercial loan approval process and enhance a Lender’s understanding of the risks within their loan portfolios.


We provide our services in a professional manner to instill confidence in Lenders that they can rely upon our recommendations and guidance with a shared goal of understanding and managing risks within a defined risk profile.


The resultant partnership with Lenders is built for the long-term to address the ever changing landscape of credit risk.

The Team

With over 15 years of experience in banking and commercial finance, Dale gets excited by data, spreadsheets, round numbers, Liverpool Football Club and World War I

Dale Owen
Dale Owen
Founder & Principal Analyst

Fun Facts

What else would you like to know about us?
Underwritings Completed
Dollars Underwritten
Years of Experience
HP 12c Calculator Lost

Latest Posts

Check out our latest posts on industry trends, regulatory highlights and case studies developed from recent engagements.

Income Statement Projections

What do you need to consider when relying upon projections for a loan approval?

A lender engaged Abacus Credit Analytics to underwrite a loan for a new children’s therapeutic gymnasium. …